A STUDY ON LOANS AND ADVANCES PROVIDED BY THE INDIAN BANK ZONAL OFFICE, TRICHY

The present study consists of the performance of loans and advances. The data utilized for the study is primary in nature. Last decade has witnessed many changes in the banking industry. This study indicates the effect of the loans and advances on the Indian Economy. Banks mainly make profit from the difference of interest received and loans paid. Nowadays banks are performing the number of functions in addition to its two main function lending and accepting deposits. Banks grant loans in order to satisfy the growing credit needs of the different sections of the society but since the private banks are profit making organization thus they have profit making dimension added to the advances granted by them. In this study the focus is mainly on the movement of Loans and advances of the Indian Bank, Crawford Branch by analyzing the present data.