SOCIAL AWARENESS OF PRADHAN MANTRI SCHEMES WITH REFERENCE TO TIRUCHIRAPPALLI DISTRICT

In India, the Government has launched many schemes and policies to reduce the magnitude of financial untouchability. In order to achieve the objectives of financial inclusion, PradhanMantriJan DhanYojana (PMJDY) was announced on15thAugust2014, by India's 16th Prime Minister, Shri Narandra Modi. The system undertakes to give financial inclusion to all the people of the country. Honorable Prime Minister, through the Budget Speech, announced three Social Security Schemes, relevant to the Insurance and Pension Sectors, namely, Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana and Atal Pension Yojana. The scheme is a one-year insurance cover, renewable from year to year. It covers accidental death and disability on account of an accident. The Government launched the Atal Pension Yojana, which provides pension, depending on the contribution and their age. “Beti Bachao Beti Padhao” is the mantra with which the Modi Government launched Sukanya Samriddhi Yojana (SSY), also known as Sukanya Samriddhi Scheme, on 22nd January 2015. In the study frequency analysis, anova, cross tabulation, chi-quire test, are used to identify and examine the differences in the awareness level of respondents towards PM schemes, with respect to the annual income of the respondents. Among the 110 respondents, 57 were not aware of these schemes. Particularly, the senior citizen and poor people were not aware of these schemes.