A STUDY ON FINANCIAL INCLUSION AWARENESS THROUGH PRADHAN MANTRI JAN-DHAN YOJANA IN GUNTUR DISTRICT

Shri Narendra Modi on 28th August, 2014. Pradhan Mantri Jan DhanYojana, is an ambitious scheme for comprehensive financial inclusion launched by the Honorable Prime Minister of India. He had announced this scheme on Independence Day 2014. The scheme has been started provide universal access to banking facilities starting with basic banking accounts with overdraft facility, RuPay Debit Card with inbuilt accident insurance cover and RuPayKisan card. An effort has been made in this paper to study the progress made under Pradhan Mantri Jan DhanYojana scheme. The study is based on primary sources like questioner, secondary sources collected from published articles, various journals and official websites of PMJDY. The study concludes that, PMJDY scheme has created a positive result in the banking sector with respect to abolition of financial untouchability in the country.