Banking Sector in Russia: Rise or Crisis?

There are different opinions about the presence or absence of banking crisis in Russia. The author analyzes a number of factors. Among the macroeconomic factors considered are the dynamics of real incomes of the population, unemployment rate, inflation, the index of public confidence in credit institutions. From the indicators characterizing stability of banking system assets, the capital, standards of sufficiency of own means, financial result, return on assets, return on capital, level of overdue debt on the issued credits are analyzed. The period for the research is 2007-2017. Based on the research, the conclusion is that the most difficult for Russian banks are 2008-2009 and 2014-2015. The subsequent period of 2016-2017 is relatively stable for the national banking system of the Russian Federation. At the same time, the author draws attention to the fact that the danger of crisis phenomena persists. The current situation can be defined as a "lack of sustainable development" or a" period of stagnation".