A Study on Trend of Non-Performing Assets in Dindigul Urban Cooperative Bank

Urban Cooperative Banks play an important role as financial intermediaries in catering to the credit requirements of both priority sector and weaker section communities. All the loans provided by UCBs are broadly classified as secured and unsecured loan. The secured and unsecured loan of NPA growth involves reduced income from assets and the necessity of provision which reduce the overall profits of share holder's values. This paper highlights the trend of Gross NPA, Net NPA and to analyze the trend of secured and unsecure loans of NPA in Dindigul UCB. This paper found out the reason for increasing NPA and what are the management efforts are taken for reduce the NPA in during the study period.