IMPACT OF EDUCATION ON PMJDY AWARENESS AND FINANCIAL INCLUSION: A STUDY OF PURI DISTRICT

Education has been considered as an important tool for all sorts of issues. This paper intends to study the relationship between educational level, PMJDY awareness and financial inclusion in the district of Puri, Odisha. Data were collected with the help of a survey technique from 348 respondents in both rural and urban areas of Puri district. Multistage purposive sampling method was used. Descriptive statistics of the data collected reveals that financial awareness/ financial inclusion increases with education level. It is seen that respondents with primary education and below secondary education have more financial inclusion and PMJDY awareness due to the reason that most of the respondents belong to that category. It is also evident that households with graduation and above are also more likely to be financially aware and financially included. However, to have a complete understanding of the inter district position of Odisha there is a need for subsequent study