Credit politics and analysis of modern credit market of Ukraine conditionJournal: Quarterly Scientific Journal "Economic Herald of the Donbas" (Vol.55, No. 1)
Publication Date: 2019-01-01
Authors : Rovenska V. Kirkach V.;
Page : 103-108
Keywords : crediting; commercial bank; consumer loans; credit brief-case; credit politics; financial assets.;
Essence of credit politics is certain in the article, the walkthrough of determinations of research workers of concept "Credit politics of bank" is conducted, and also basic features that was formed on the modern stage of functioning of credit market of Ukraine are certain. Analysing the modern state of crediting of physical and legal persons, basic his progress trends were educed, such as reduction of stake of the credits given to the physical persons, in the general volume of crediting and increase of stake of credits given to the business entities, predominance of consumer credits in the structure of the credits given to the physical persons, and also reduction of the mortgage crediting. Key calls for a bank sector are remained by the high stake of unworking credits, mainly in state jars. It offers for the decision of this problem of jar must anymore spare attention to upgrading and management efficiency by a credit brief-case. The bank crediting for development needs achievement of terms of macroeconomic stability, therefore for the improvement of situation stabilizing of economic, political, social terms and support of the state of all bank sector is needed in crediting.
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