THE CORRELATION BETWEEN STRESS AND A TYPE OF CREDIT BEHAVIOR AS A CHARACTERISTIC OF ATTITUDE TO MONEY
Journal: International Journal of Management (IJM) (Vol.11, No. 5)Publication Date: 2020-05-31
Authors : ELENA MITASOVA EKATERINA NEKRASOVA;
Page : 1466-1479
Keywords : loan funds; debtor; credit behavior; strategy of psychological counselling.;
Abstract
The article presents the consequences of the examination on the relationship between's worry in the life of an individual and a kind of acknowledge conduct of respondents as a trait of their mentality to cash. The strategy of "Worry in the life of an
individual" by Antsupov A.Ya., just as "Poll of physiological reactions to push", and the creator's survey "Credit conduct" were applied. Another grouping of mentality to cash dependent on enthusiastic and social parts: positive and negative sorts of acknowledge conduct; just as the anxiety of an account holder and the indebted person's relationship with the kind of credit conduct have been found. The contrasts between pressure factors causing a generally comparative feeling of anxiety in bunches with various kinds of credit conduct have been considered. It has been resolved that respondents with a negative sort of credit conduct have psychosomatic side effects of life worry rather than respondents with a positive credit conduct, which demonstrates the relationship among's pressure and a kind of credit conduct, and affirms the theory proposed in the examination. Psychotherapeutic goals of mental guiding for account holders with various kinds of credit conduct have been uncovered: for a contrary sort, the consideration ought to be paid to the intrapersonal struggle, just as to pulling together on the future and to the quest for budgetary assets, while for a constructive credit conduct the fixation ought to be on decrease of business related pressure. "An agenda for borrowers" has been created. The outcomes acquired would permit to lead a more profound investigation of acknowledge conduct just as to give more successful mental guiding to the borrowers.
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