PERSPECTIVES OF DISTANT SERVICE DEVELOPMENT IN GEORGIA

Problem actuality Via modern information-communication technologies delivery of distant bank service to customers isn't a rare event. Today, in Georgia, more of commercial banks have introduced distant service. The most frequently used service is bank-client and internet banking. Actuality of the problem in the topic is: Since acquisition of independence moving of bank system to transitional step became essential. In spite of many preventive factors two-circle bank system of the country was developed and formation and development process has been started. Goals and objectives of the research The bank-client system is a special computer program which is installed on customers' personal computer and by special password it gives possibility to do specific bank operations from personal computer, also to manage and control personal bank accounts. The main goal of regulation of the bank system is: preservation of optimal correlation between bank revenue and risk level, or restoration of balance between bank liquidation and profitability; determination of bank income sources; analysis of ability to get profit and relevant regulation of the processes; Applied methods and ways to solve problems In the process of analyzing methodic basis of bank regulation, the main attention is paid to methods giving ability for their proper display and taking adequate arrangements for their eradication. From the standpoint in the methods of regulation and control we single out preliminary diagnostic mechanism which implies investigation of macroeconomic environment to specific monetary and credit indexes. Results of research The system differs from internet-banking system with the following: bank-client service is only available from the computer on which the special program is installed. Stability of the banking sector directly depends on the banks, although a systematic approach implies regulation of banking activities from its registration prior to liquidation. Via the system “Bank-client” is available to do different bank transactions without leaving office.