A Study on Replacing Currency with Digital Cash among Students in Pathanamthitta District

A STUDY ON REPLACING CURRENCY WITH DIGITAL CASH AMONG STUDENTS IN PATHANAMTHITTA DITRICT ANJALI JACOB GUEST LECTURER ST.THOMAS COLLEGE, RANNY EMAIL;anjalijacob11@gmail.com ABSTRACT A study on replacing currency with digital cash among students in pathanamthitta district aimed to understand the factors in replacing currency with digital cash and its effects on customers, to know about the ability of the students to access e-banking transactions and usage of digital cash when and where required, to study the major problems faced by the students while using digital cash instead of paper currency and to understand the awareness of students about digital currency and its transactions.60 respondents have been selected following convenient sampling method.Questionaires were used as data collecting instrument. Data was analyzed using tabulation, percentages, graphs.Recommendations from the study was government and banks should give proper awareness about safety and security in digital currency among customers, Government should add more benefits and less the transaction charges.Government itself conduct awareness programes to the society and they also try to improve government-society relationship, introduce new schemes for promoting cashless economy. keywords:Digital cash, Currency, E-banking