AN ANALYSIS OF NON-PERFORMING ASSETS IN INDIA'S PRIVATE BANKING INDUSTRY

This study aims to investigate non-performing assets (NPAs) in India's private banking industry. The research objectives include analysing and comparing the NPAs of selected private sector banks in India. The sample for the study comprises five prominent private sector banks, namely Axis Bank Ltd, HDFC Bank Ltd, ICICI Bank Ltd, IndusInd Bank Ltd, and Kotak Mahindra Bank Ltd. The study utilizes financial data from the years 2012-13 to 2021-23 to examine the trends and patterns of NPAs in these banks. By conducting a comprehensive analysis of NPA levels, composition, and ratios, this study aims to provide insights into the NPA performance of private sector banks in India. The findings of this research will contribute to a better understanding of the NPA landscape in India's private banking industry and may inform strategies for effective NPA management in the sector.