Analysis of business operations of Croatian large banks

Global financial and economic crisis that lasts already few years has significantly affected the operations of banks in the Republic of Croatia and thus their success and profitability. Croatian banks have shown stability during the period of crisis and Croatian banking system is considered safe but however banks also felt the burden of the crisis which is reflected by reduced activity, liquidity and profitability. At the beginning of 2013 in the Republic of Croatia operated 31 bank: six large banks, three medium sized banks and twenty-two small banks. The subject of this paper is the business activity of Croatian large banks since they dominate in Croatian banking system and at the end of 2012 assets of large banks formed about 82,2% of the assets of the entire Croatian banking system. Through this paper authors analyze operations of Croatian large banks in the period 2009-2012. The aim of the paper is to analyze assets, capital and liabilities of large banks and finally evaluate their liquidity and profitability.