AN ANALYTICAL STUDY ON FINANCIAL PERFORMANCE OF BIJAPUR DISTRICT CENTRAL CO-OPERATIVE BANK LTD., BIJAPUR, KARNATAKA STATE, INDIA

A co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of their bank. Co-operative banks are often created by persons belonging to the same local or professional community or sharing a common interest. Cooperative banks generally provide their members with a wide range of banking and financial services (loans, deposits, banking accounts etc.). Co-operative banks differ from stockholder banks by their organization, their goals, their values and their governance. This paper aspires to investigate the financial performance of Bijapur District Central Co-operative Bank Ltd., Bijapur. The study employs exploratory research design which relies on secondary data. The analyzed data reveals that there was significant growth in the deposits mobilization, membership, loans and advances, working capital, reserves, owned funds, Total income, Total expenditure and over dues with reference to BDCC Bank Ltd., Bijapur.