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Progress of Pradhan Mantri Jan Dhan Yojana (PMJDY): A National Mission for Financial Inclusion in India

Journal: International Journal of Mechanical and Production Engineering Research and Development (IJMPERD ) (Vol.10, No. 3)

Publication Date:

Authors : ; ;

Page : 3689-3694

Keywords : Financial Inclusion; Pradhan Mantri Jan DhanYojana; India; Inclusive Growth; SHGs & Rural Development and Financial Services;

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Financial inclusion is one amongst the great mission for inclusive growth. It is the accessibility of financial service like savings, insurance, credit and payment facilities to the underprivileged section of the populace. The present paper contextualises the biggest Mission that was introduced by Prime Minister on 15 August, 2014, namely, Pradhan Mantri Jan DhanYojana (PMJDY). This paper, also, attempts the Progress made so far with respect to PMJDY in the recent context. It is found that successfully implementation of the scheme included 92 percent of households in India. Also, it successfully increased in rural areas, particularly, due to inclusion of rural womenfolk through SHGs.

Last modified: 2021-01-05 17:17:13