EFFICIENCY OF BANKS WITH FOREIGN CAPITAL ON THE BASIS OF ECONOMETRIC MODELING

The work of banks with foreign capital in the Ukrainian banking system determines the degree of dependence on other states, which in addition to advantages creates threats to the domestic banking system. The main factors of appearance of foreign capital on the market of banking services of Ukraine, and features of activity of banks with foreign capital are investigated in the article. The nature of the presence of foreign capital in the domestic market of banking services considered, the influence of foreign capital on the level of efficiency of the banking system is presented with the presentation of the obtained results. As part of the study of the impact of foreign capital on the efficiency of the banking system, a linear econometric model built, aimed at identifying the factors influencing the activities of foreign banks on the return on assets of ROA. The econometric model is based on the performed correlation-regression analysis. This model helped to determine a level of impact and make a forecast for the next year. A correlation matrix was built to determine the nature and magnitude of the influence of independent variables on the indicator of the dependent variable in the form of the return on assets of the banking system of Ukraine. The nature of the influence of each independent variable on the dependent variable based on the analysis of the value of the paired correlation coefficients was characterized. As a result of the study, it was confirmed that the availability of foreign capital is a sign of macroeconomic stability and high investor confidence in government. Thus, the operation of banks with foreign capital in the banking sector of any country plays a significant role in the development of financial systems by increasing the total financial resources and increasing the level of capitalization of the banking system, which also provide favorable conditions for foreign investment and expansion resource base aimed at further socio-economic development.