A Study on Security Concerns among Internet Banking Customers
Journal: International Journal of Business Management & Research (IJBMR) (Vol.10, No. 1)Publication Date: 2020-02-29
Authors : K. Durgalakshmi;
Page : 15-20
Keywords : Technology; Internet Banking & Security Measures;
Abstract
From the evolution of technology, India has seen its huge growth in public sectors and also in specific private sectors. Though the technology has been implemented in various sectors like Agricultural sector, Industrial sector, and tertiary sectors, in specific massive growth in Banking sector after the year 1991,the introduction of Liberalisation, Privatisation and Globalisation there were so much intake of foreign investments, which lead to the growth of every industry. Considering the banking sector, the technology improvisation in banks was started with Computerisation of cash transaction which included the entry of passbook, issuing of debit cards and issuing of credit cards, operations in finance services among others, which were usually conducted through face-to-face interactions at a branch closest to the customer. And when the issue of debit cards and credit cards came into massive existence, there started arising the security concerns in adoption of internet banking. Thus, the paper deals with the security concerns in adoption of internet banking among the consumers, and also the study enhances the aspect of awareness among the consumers and almost all aspects related with internet banking security, purpose and benefit of implementing security concerning measures, future challenges and probable solutions to it with the concerned objectives dealing with.
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