Financial Literacy and Financial Behavior: Predictors of Financial Stress among Employees of Catholic Schools

The current researchers aimed to ascertain the association and influence of financial knowledge and financialbehavior towards financial stress among Bukidnon Association of Catholic Schools (BUACS) employees. Using a standardized and wellstructured survey questionnaire, the researchers surveyed 253 employees from six different Catholic schools in the City of Valencia, Bukidnon, under the Bukidnon Association of Catholic Schools (BUACS). The study participants were selected using stratified random sampling techniques. In addition, the gathered data was analyzed using Pearson's r moment correlations and linear regression analysis. The result reveals that all variables were moderate level.Further, when analyzed using the correlation test among variables, the findings confirmed that financial literacy and management practices were significantly correlated with financial stress. Alternatively, when regressed, financial literacy and management behaviorsignificantly influenced financial stress. Thus, the present study's hypothesis confirmed that employees lacked understanding, and poor financial behavior led to financial stress.