PREVENTIVE MEASURES TO RESOLVE BANK INSOLVENCY

The European vector of Ukraine's development and the commitments to adapt into domestic legislation and practice Europeans' requirements in the field of financial services make the issue of bank resolution relevant. Given the significant number of banks withdrawn from the market over the past ten years, it is important to take measures aimed at taking preventive measures. The author proposes to divide regulation measures by the entities implementing them (DGF and NBU) into supervisory measures (NBU) and resolution measures (DGF). The article proposes a structuring of proactive measures. In particular, it is proposed to divide all measures into three areas: institutional measures, which define the rules, participants and their actions for resolution; anti-crisis measures, which are means of intervention in the bank's activities; 3) compensatory (rehabilitation) measures, which are mechanisms for financing losses (settlement fund, MREL) used to protect taxpayers and citizens of the country. Anti-crisis measures, in turn, are divided by the nature of their impact into: proactive (preparatory and preventive); resolution measures (early intervention); final settlement (preparation for the bank's withdrawal from the market with the least costs and minimum losses). Within the institutional area, it is proposed to more clearly coordinate intentions and direct work, even before the start of the procedure for introducing provisional administration. Anti-crisis measures are recognized as key elements of the proposed approach. The essence and content of such important tools as forward-looking resolution planning, development of recovery plans and resolution plans are revealed. The author emphasizes the need to ensure that these plans are consistent and avoid contradictions. Key words: