Comparative Analysis of Credit Indebtedness of Households in Croatia and Romania

Croatia and Romania share similar general history. Consequently, history of banking systems and theirs development was also similar. The main question that we will answer in this survey is whether these circumstances led to the similar financial behavior of households in Romania and Croatia. Subject of analysis and comparison will be banking systems and households from both countries and the tool for analyses will be loans structure. First we will analyze and compare the distribution of loans and then the structure of households’ loans. Data will be analyzed and upon them findings in terms of determination of similarities and differences in financial behavior of general public in Romania and Croatia will be provided.