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Credit Risk Management for Banking

Journal: International Journal of Science and Research (IJSR) (Vol.3, No. 3)

Publication Date:

Authors : ;

Page : 135-137

Keywords : Credit risk;

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Credit risk or default risk involves inability or willingness of a customer if counterparty to meet commitments in relation to lending, trading, hedging, settlement and other financial transactions. The Credit Risk is generally made up of transaction risk or default risk and portfolio risk. The portfolio risk in turn comprises intrinsic and concentration risk. The credit risk of a bank’s portfolio depends on both external and internal factors.

Last modified: 2014-03-23 22:20:54