Factors Affecting Enterprises Access to Formal Credit in Can Tho City, Vietnam

The objective of the study is to identify factors affecting the formal credit accessibility of enterprises in Can Tho City. Research data were collected using a quota sampling with a sample size of 300 active enterprises. The binary logistic regression was adopted. The study showed that factors influencing the access to formal credit of enterprises are the managers level of education, management experience, operation time, business size, fixed asset, and social capital. In which, the business size is the most powerful factor affecting the formal credit accessibility of enterprises. Nguyen Quoc Nghi | La Nguyen Thuy Dung "Factors Affecting Enterprises' Access to Formal Credit in Can Tho City, Vietnam" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-5 , August 2020, URL: https://www.ijtsrd.com/papers/ijtsrd32911.pdf Paper Url :https://www.ijtsrd.com/economics/finance/32911/factors-affecting-enterprises-access-to-formal-credit-in-can-tho-city-vietnam/nguyen-quoc-nghi