FINANCIAL RATIO ANALYSIS OF DIFFERENT PUBLIC SECTOR BANKS

Bank occupies a unique place in the Indian economy. The public has enormous faith in public sector banks because of their dedicated services. This study aims at analyzing the financial ratio analysis of different types of public sector banks. Commercial public sector banks' main objectives are customer satisfaction at the lowest cost by optimum utilization of the resources and maximization of the wealth. In this competitive environment, banks are concentrating on their financial performance improvement and are trying to increase their portfolios and return for sustain in this era. Ratio analysis, the most popular analyzing tool/technique, is used to analyze the financial statements of different public sector banks. Ratio analysis is a helpful tool for identifying, monitoring, evaluating and measuring the time to time banks performance in various aspects or parameters for different users. With the help of ratio analysis, a bank can improve, change and control its activities. Therefore the study was undertaken to analyze the financial status of different public sector banks.